{"id":2878,"date":"2019-05-12T14:36:11","date_gmt":"2019-05-12T05:06:11","guid":{"rendered":"https:\/\/sa.mustang.org.au\/?page_id=2878"},"modified":"2019-05-12T14:52:33","modified_gmt":"2019-05-12T05:22:33","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/sa.mustang.org.au\/about-us\/privacy-policy\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"2878\" class=\"elementor elementor-2878\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-99e7f0c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"99e7f0c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ae0bc9c\" data-id=\"ae0bc9c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8cad2fe elementor-widget elementor-widget-image\" data-id=\"8cad2fe\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 30-04-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"96\" height=\"96\" src=\"https:\/\/cloudmeshwordpress.blob.core.windows.net\/mocasa\/2019\/03\/logo.png\" class=\"attachment-large size-large wp-image-2474\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb15d46 elementor-widget elementor-widget-heading\" data-id=\"cb15d46\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 30-04-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">Mustang Owners Club of South Australia Privacy Policy<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25b0053 elementor-widget elementor-widget-text-editor\" data-id=\"25b0053\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 30-04-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><a href=\"https:\/\/cloudmeshwordpress.blob.core.windows.net\/mocasa\/2019\/05\/MOCSA-Privacy-Policy-Website-POL-01-Issue-1.0.pdf\">Download PDF<\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bc863d1 elementor-widget elementor-widget-text-editor\" data-id=\"bc863d1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -18pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">1.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">In this Privacy Policy (<b>Policy<\/b>):<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">1.1.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">a reference to\u00a0<b><i>us<\/i><\/b>,\u00a0<b><i>our<\/i><\/b>\u00a0or\u00a0<b><i>we<\/i><\/b>\u00a0is\u00a0to Mustang Owners Club of South Australia (<b>MOCSA<\/b>) Incorporated;<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">1.2.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><b><i><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">Personal Information<\/span><\/i><\/b><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0means information or an opinion about an individual whose identity is apparent or can reasonably be ascertained from the information or opinion\u00a0whether or not\u00a0the information or opinion is true or not and whether the information or opinion is recorded in a material form or not;<\/span><\/p>\n<p style=\"margin: 6pt 0cm 0.0001pt 35.7pt; text-indent: -17.85pt; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><span lang=\"EN-AU\" style=\"font-style: normal; font-weight: 400; text-indent: -27pt; font-family: Arial, sans-serif;\">1.3.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><b style=\"font-size: 11pt; text-indent: -27pt;\"><i><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">Website<\/span><\/i><\/b><span lang=\"EN-AU\" style=\"font-style: normal; font-weight: 400; text-indent: -27pt; font-family: Arial, sans-serif;\">\u00a0means\u00a0all of\u00a0the pages located on the website you are currently viewing being (as applicable) all of the pages located via www.mustang.org.au<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 36pt; line-height: 16.8667px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -18pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">2.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><b><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">Privacy Commitment<\/span><\/b><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 39.6pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -21.6pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">2.1.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">Thank you for visiting our Website and for reviewing our Policy. We are subject to and seek to comply with the Australian Privacy Principles contained in the\u00a0<i>Privacy Act 1988<\/i>. We have created this Policy in order to demonstrate our firm commitment to your privacy.<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 39.6pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -21.6pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">2.2.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">This Policy sets out how we collect, hold, use and disclose information (including Personal Information) that we obtain from you (including via our Website or through other dealings with you).<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 36pt; line-height: 16.8667px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 39.6pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -21.6pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">2.3.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">This Policy also sets out how we collect, hold use and disclose Credit Information to comply with our credit reporting obligations under the\u00a0<i>Privacy Act 1988<\/i>\u00a0and the Credit Reporting Code registered under section 26S(1) of that Act.<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 36pt; line-height: 16.8667px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -18pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">3.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><b><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">Collection of Information<\/span><\/b><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 36pt; line-height: 16.8667px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">3.1.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">We will only collect Personal Information about you from you (including via online enquiry forms you submit or any emails you send to us). For example, we collect Personal Information about you such as your name, address, telephone numbers, email address and company details as necessary to perform our functions including when\u00a0you\u00a0complete enquiry forms or if you subscribe to our Website for any of our publications.\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">3.2.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">We collect Personal Information as well as non-personally identifiable information that you voluntarily provide.\u00a0<\/span><\/p>\n&nbsp;\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">3.3.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">Through technology we may automatically record details including your internet address, domain name and the date and time of your visit to our Website (including the web pages viewed), your browser and operating system. Where cookies are used to collect\u00a0information\u00a0you can disable cookies on your computer by changing the security and privacy settings in your browser. If you linked to our Website from another\u00a0website\u00a0then that information will also be recorded.<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -18pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">4.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><b><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">Use and Disclosure of Personal Information<\/span><\/b><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 39.6pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">4.1.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">Generally, we use information (other than Personal Information) collected from your visit to our Website to assist us in deciding how to improve our Website (including its utility, content and accessibility) and to monitor the users and usage of our Website. We may use information as to how you and others found our Website in deciding how to promote our Website, products and services (including online advertising).<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">4.2.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">We will only use and disclose your Personal Information for:<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 36pt; line-height: 16.8667px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 90pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -45pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">4.2.1.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">the primary purposes for which the Personal Information was collected, for example:<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 36pt; line-height: 16.8667px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 144pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -54pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">(a)<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">to provide information to you; and<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 144pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 144pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -54pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">(b)<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">to respond to your query and contact you;<\/span><\/p>\n<p style=\"margin: 6pt 0cm 0.0001pt 35.7pt; text-indent: -17.85pt; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 90pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -45pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">4.2.2.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">a secondary purpose when:<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 144pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 144pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -54pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">(a)<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">you would reasonably expect us to use or disclose the Personal Information for the secondary purpose; and<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 144pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 144pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -54pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">(b)<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">the secondary purpose is related to the primary purpose of collection; or<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 144pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 144pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -54pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">(c)<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">you have consented to the use or disclosure of the Personal Information for the secondary purpose.<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 36pt; line-height: 16.8667px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">4.3.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">We may disclose your Personal Information to our related companies,\u00a0<\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">corporate, contractors, agents and service providers\u00a0<\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">but only to provide goods and services to you and\/or for the purposes of storage of your Personal Information.<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">4.4.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">We may disclose your Personal Information to our professional advisers but only so they can advise us in respect of the same.<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 36pt; line-height: 16.8667px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -18pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">5.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><b><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">Requirement to provide Personal Information<\/span><\/b><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">5.1.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">If you do not provide some or\u00a0all of\u00a0the Personal Information requested, we may not be able to provide you with goods and\/or services.<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -18pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">6.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><b><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">Cross-border disclosure<\/span><\/b><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">6.1.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">It is possible that some of the information we collect may be disclosed to our related bodies corporate, contractors, agents and service providers which may be located outside of Australia. We take such steps as are necessary in the circumstances to ensure that any overseas\u00a0third party\u00a0service providers we engage do not breach the Australian Privacy Principles.<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">6.2.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">You consent to your information being disclosed to a destination outside Australia for this purpose, including but not limited to the\u00a0<\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">United Kingdom<\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">.<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -18pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">7.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><b><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">Security of your Personal Information<\/span><\/b><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 39.6pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">7.1.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">We may store your Personal Information in hard copy or electronic format, in storage facilities that we own and operate ourselves, or that are owned and operated by our service providers.<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">7.2.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">We take reasonable measures to ensure that any Personal Information we hold or disclose about you is complete and correct. We also take reasonable measures to protect your Personal Information from misuse, interference, loss, and unauthorised access, modification and disclosure.<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">7.3.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">We will destroy or delete any of your Personal Information which we no longer need to retain. If you email us any information (including Personal Information), it is sent at your own risk as it may not necessarily be secure against interception.<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -18pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">8.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><b><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">Anonymity and pseudonymity<\/span><\/b><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 39.6pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">8.1.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">When lawful and practical, you have the option of using a pseudonym or not identifying yourself when providing information to us. In doing so you acknowledge that goods and services provided to you may be affected.<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -18pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">9.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><b><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">Credit Reporting Policy<\/span><\/b><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><b><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/b><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 39.6pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -21.6pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">9.1.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">We may provide credit to customers from time to time (for example, giving the customer time to pay our account for services) and this may involve the collection of Credit Information.<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 39.6pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 39.6pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -21.6pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">9.2.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">Credit information includes:<\/span><\/p>\n<p style=\"margin: 6pt 0cm 0.0001pt 35.7pt; text-indent: -17.85pt; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 61.2pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -25.2pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">9.2.1.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">identification information;<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 61.2pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 61.2pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -25.2pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">9.2.2.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">historical details of credit provided,<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 61.2pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 61.2pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -25.2pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">9.2.3.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">repayment history,<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 61.2pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 61.2pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -25.2pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">9.2.4.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">records of information requests by a credit provider mortgage insurer or trade insurer,<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 61.2pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 61.2pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -25.2pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">9.2.5.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">the type and amount of credit sought in an application for credit,<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 61.2pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 61.2pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -25.2pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">9.2.6.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">information about defaults,<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 61.2pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 61.2pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -25.2pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">9.2.7.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">payment arrangements,<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 61.2pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 61.2pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -25.2pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">9.2.8.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">court and insolvency proceedings,<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 61.2pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 61.2pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -25.2pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">9.2.9.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">information relating to activities and credit worthiness in Australia and external\u00a0\u00a0\u00a0Territories,<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 61.2pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 61.2pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -25.2pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">9.2.10.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">information recorded on the National Personal Insolvency Index<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 61.2pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 61.2pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -25.2pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">9.2.11.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">Opinions of credit providers regarding serious credit infringements regarding an individual.<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 36pt; line-height: 16.8667px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -18pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">10.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0<\/span><\/span><b><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">Collection and Holding of Credit Information<\/span><\/b><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 61.2pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 58.5pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -40.5pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">10.1.1.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">We may collect Credit Information about you directly from you or persons acting on your behalf (including via application forms submitted by you or on your behalf). We may also collect Credit Information from third parties, including credit reporting bodies and other credit providers, to assist us in determining whether we will provide credit to you.<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 58.5pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -40.5pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 58.5pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -40.5pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">10.1.2.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">We may store your Credit Information in hard copy or electronic format, in storage facilities that we own and operate ourselves, or that are owned and operated by our service providers.<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 58.5pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -40.5pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 58.5pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -40.5pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">10.1.3.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">We take reasonable measures to ensure that any Credit Information we hold or disclose about you is complete and correct. We also take reasonable measures to protect your Credit Information from misuse, interference, loss, and unauthorised access, modification and disclosure.<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 58.5pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -40.5pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 58.5pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -40.5pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">10.1.4.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">We will destroy or delete any of your Credit Information which we no longer need to retain. If you email us any information (including Credit Information), it is sent at your own risk as it may not necessarily be secure against interception.<\/span><\/p>\n<p style=\"margin: 6pt 0cm 0.0001pt 35.7pt; text-indent: -17.85pt; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -18pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">11.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0<\/span><\/span><b><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">Use and Disclosure<\/span><\/b><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 39.6pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">11.1.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">We may use Credit Information we have collected about you to decide\u00a0whether or not\u00a0to provide credit to you. We may also use the Credit Information we have collected in accordance with Part IIIA of the\u00a0<i>Privacy Act 1988<\/i>\u00a0and the Credit Reporting Code.<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">11.2.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">We may collect, hold or use your Credit Information:<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 81pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -45pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 81pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -45pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">11.2.1.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">to assess an application for credit;<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 81pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -45pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">11.2.2.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">to collect any outstanding debts in relation to credit we have provided;<\/span><\/p>\n<p style=\"margin: 6pt 0cm 0.0001pt 81pt; text-indent: -45pt; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-style: normal; font-weight: 400; text-indent: -45pt; font-family: Arial, sans-serif;\">11.2.3.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-style: normal; font-weight: 400; text-indent: -45pt; font-family: Arial, sans-serif;\">to assist a related company in considering whether to provide credit;<\/span><\/p>\n<p style=\"margin: 6pt 0cm 0.0001pt 81pt; text-indent: -45pt; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-style: normal; font-weight: 400; text-indent: -45pt; font-family: Arial, sans-serif;\">11.2.4.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-style: normal; font-weight: 400; text-indent: -45pt; font-family: Arial, sans-serif;\">to assess the suitability of and enforce any guarantee;<\/span><\/p>\n<p style=\"margin: 6pt 0cm 0.0001pt 81pt; text-indent: -45pt; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-style: normal; font-weight: 400; text-indent: -45pt; font-family: Arial, sans-serif;\">11.2.5.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-style: normal; font-weight: 400; text-indent: -45pt; font-family: Arial, sans-serif;\">for internal management purposes;<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 81pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -45pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 81pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -45pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">11.2.6.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">to assess and respond to any access or correction requests that you make to us;<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 81pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -45pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 81pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -45pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">11.2.7.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">to respond to a request from a credit reporting body or another credit provider about an access or correction request that you have made to those entities;<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 81pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -45pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 81pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -45pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">11.2.8.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">to respond to a\u00a0complaint\u00a0you make to the Information Commissioner or any other dispute resolution provider about our treatment of your Credit Information;<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 81pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -45pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 81pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -45pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">11.2.9.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">as required by law or the order of a court or tribunal; and<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 81pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -45pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 81pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -45pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">11.2.10.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">where you otherwise expressly consent to the collection or use.<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 36pt; line-height: 16.8667px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 39.6pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -21.6pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">11.3.<\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">We may disclose your Credit Information:<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 81pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 81pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -45pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">11.3.1.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">to credit reporting bodies that we may deal with from time to time;<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 81pt; line-height: 16.8667px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -45pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 81pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -45pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">11.3.2.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">to a third party that you or we ask to act as a guarantor of any credit provided to you;<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 81pt; line-height: 16.8667px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -45pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 81pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -45pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">11.3.3.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">to third parties that provide services to us, including debt collectors and credit management agencies;<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 81pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 81pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -45pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">11.3.4.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">to other credit providers to assess an application for credit;<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 81pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 81pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -45pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">11.3.5.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">to respond to a request from a credit reporting body or another credit provider about an access or correction request that you have made to those entities;<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 81pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -45pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 81pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -45pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">11.3.6.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">to respond to a\u00a0complaint\u00a0you make to the Information Commissioner or any other dispute resolution provider about our treatment of your Credit Information;<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 81pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 81pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -45pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">11.3.7.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">as required by law or the order of a court or tribunal; and<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 81pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 81pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -45pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">11.3.8.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">where you otherwise expressly consent to the disclosure.<\/span><\/p>\n<p style=\"margin: 6pt 0cm 0.0001pt 36pt; text-indent: -17.85pt; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">11.4.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">We will comply with any restrictions on the holding, use or disclosure of any Credit Information under the\u00a0<i>Privacy Act 1988\u00a0<\/i>and the Credit Reporting Code.<\/span><\/p>\n<p style=\"margin: 6pt 0cm 0.0001pt 35.7pt; text-indent: -17.85pt; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -18pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">12.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0<\/span><\/span><b><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">Direct Marketing<\/span><\/b><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><b><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/b><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">12.1.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">We will not use or disclose Credit Information we hold about you for the purpose of direct marketing.<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -18pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">13.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0<\/span><\/span><b><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">Complaint<\/span><\/b><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">13.1.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">If you believe that we have breached our privacy obligations or have failed to comply with Part IIIA of the\u00a0<i>Privacy Act 1988<\/i>\u00a0or the Credit Reporting Code, you can make a complaint by emailing or writing to us \u2013 refer to clause\u00a0<\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">18<\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0of this Policy for our contact details.<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">13.2.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">We will respond to all complaints within 7 days confirming receipt of the complaint and that the relevant investigation procedures have been commenced.<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 36pt; line-height: 16.8667px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">13.3.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">We will attempt to complete our investigation and resolve your complaint within 28 days from the date you lodge your complaint.<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">13.4.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">If we do not resolve your complaint to your satisfaction or you are dissatisfied with the action we have taken, you may apply to the Office of the Australian Information Commissioner to have your complaint investigated. For further information about how to do this, please contact the Office of the Australian Information Commissioner on 1300 363 992 or visit www.oaic.gov.au.<\/span><\/p>\n<p style=\"margin: 6pt 0cm 0.0001pt 35.7pt; text-indent: -17.85pt; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -18pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">14.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0<\/span><\/span><b><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">Links to other Websites<\/span><\/b><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 39.6pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">14.1.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">When you leave this Website, you will be going to websites that are beyond our control. Such\u00a0third party\u00a0websites may collect Personal Information or other information from users. Our Policy does not apply to any\u00a0third party\u00a0websites. We encourage you to read the privacy policies of any\u00a0third party\u00a0websites. You may not link to our Website without our prior approval.<\/span><\/p>\n<p style=\"margin: 6pt 0cm 0.0001pt; text-indent: 0cm; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -18pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">15.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0<\/span><\/span><b><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">Change to Policy<\/span><\/b><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">15.1.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">We may change this Policy at any time and without prior notice. Where changes are made to this\u00a0Policy\u00a0we will take reasonable steps to notify you. The revised Policy will take effect when it is uploaded on our Website.<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -18pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">16.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0<\/span><\/span><b><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">Accessing Personal Information<\/span><\/b><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">16.1.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">On your request, we will provide you with access to your Personal Information and Credit Information that we hold within a reasonable\u00a0period of time\u00a0after the request is made, except to the extent that we are lawfully able to refuse such a request. If reasonable and practicable to do so, we will give you access to your Personal Information and Credit Information in the manner that you request. If not so requested, we will provide you with access to your Personal Information via email or in writing.<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">16.2.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">All requests about the Personal Information or Credit Information that we hold must be made by email or by writing to us &#8211; refer to clause\u00a0<\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">18<\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0of this Policy for our contact details.<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">16.3.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">We rely on the accuracy of the Personal Information and you provide us. In the event that Personal Information or Credit Information about you is inaccurate, incomplete or out-of-date, you can request that the Personal Information or Credit Information about you is corrected by emailing or by writing to us &#8211; refer to clause\u00a0<\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">18<\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0of this Policy for our contact details.<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">16.4.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">In the event that we deny you access to your Personal Information or Credit Information that we\u00a0hold, or\u00a0refuse to correct the Personal Information or Credit Information about you, we will provide you with written reasons and the mechanisms available to complain about such refusal.<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">16.5.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">We do not generally charge for providing such\u00a0access\u00a0but we may do so in certain circumstances. We will try to respond to your request within 14 days.<\/span><\/p>\n<p style=\"margin: 6pt 0cm 0.0001pt 35.7pt; text-indent: -17.85pt; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -18pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">17.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0<\/span><\/span><b><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">Additional Information<\/span><\/b><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">17.1.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">For further information about privacy issues and the protection of privacy, visit the Office of the Australian Information Commissioner\u2019s website at www.oaic.gov.au.<\/span><\/p>\n<p style=\"margin: 6pt 0cm 0.0001pt; text-indent: 0cm; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -18pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">18.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0\u00a0<\/span><\/span><b><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">Contact<\/span><\/b><b><\/b><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0.0001pt 45pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-weight: 400; text-indent: -27pt;\"><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">18.1.<span style=\"font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';\">\u00a0<\/span><\/span><span lang=\"EN-AU\" style=\"font-family: Arial, sans-serif;\">If you have any queries in respect of our Policy, please email secretary@sa.mustang.org.au or write to\u00a0Mustang Owners Club of South Australia Inc. PO Box 210 North Adelaide, SA 5006<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Mustang Owners Club of South Australia Privacy Policy Download PDF 1.\u00a0\u00a0\u00a0\u00a0In this Privacy Policy (Policy): \u00a0 1.1.\u00a0\u00a0\u00a0\u00a0a reference to\u00a0us,\u00a0our\u00a0or\u00a0we\u00a0is\u00a0to Mustang Owners Club of South Australia (MOCSA) Incorporated; \u00a0 1.2.\u00a0\u00a0\u00a0\u00a0Personal Information\u00a0means information or an opinion about an individual whose identity is apparent or can reasonably be ascertained from the information or opinion\u00a0whether or not\u00a0the information or [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":75,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/sa.mustang.org.au\/wp-json\/wp\/v2\/pages\/2878"}],"collection":[{"href":"https:\/\/sa.mustang.org.au\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/sa.mustang.org.au\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/sa.mustang.org.au\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sa.mustang.org.au\/wp-json\/wp\/v2\/comments?post=2878"}],"version-history":[{"count":6,"href":"https:\/\/sa.mustang.org.au\/wp-json\/wp\/v2\/pages\/2878\/revisions"}],"predecessor-version":[{"id":2890,"href":"https:\/\/sa.mustang.org.au\/wp-json\/wp\/v2\/pages\/2878\/revisions\/2890"}],"up":[{"embeddable":true,"href":"https:\/\/sa.mustang.org.au\/wp-json\/wp\/v2\/pages\/75"}],"wp:attachment":[{"href":"https:\/\/sa.mustang.org.au\/wp-json\/wp\/v2\/media?parent=2878"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}